John David Yap

JD Yap is a banking and finance executive with over 25 years of experience serving SME and retail clients across Asia. His career spans banking, fintech, and private equity, with expertise in financial planning, strategy, growth, risk management, and analytics.

As Chief Financial Officer, JD oversees the Bank's financial planning, regulatory reporting, investor relations, and capital management, and chairs its Asset-Liability, Product, and Sustainability Committees. Previously, he led Security Bank's Business Banking Segment, where the loan portfolio grew more than 2.7x, supported by improvements in sales productivity, product capabilities, and digital solutions.

JD serves as Co-Chair of the East Asia and Pacific Regional Chapter of the SME Finance Forum, a global network established by the International Finance Corporation (IFC) to advance small business finance and financial inclusion.
His career includes regional leadership roles at Grab Finance, United Overseas Bank, Fullerton Financial Holdings, and Standard Chartered Bank. He holds an MBA from Nanyang Business School, where he was an ASEAN Scholar and a Dean's Honours List awardee.