Bernardo Aparicio

Bernardo Aparício is the Chief Executive of Standard Bank, S.A., the Mozambican subsidiary of Standard Bank
Group, the largest bank by assets on the African continent. He has over 24 years of experience in the financial
sector, with over 12 years of experience in Mozambique.
Bernardo held leadership positions in several areas, including Project Finance, at local and regional level in
Portugal, United Kingdom, and Mozambique.
Education: Economics Degree (Faculdade de Economia da Universidade Nova de Lisboa-Portugal); 2003-
Specialization in Corporate Finance (CEMAF-ISCTE-Portugal);
2021- General Management Program (Harvard Business School -US)
Past Experience: Absa Bank Moçambique (Mozambique) | Managing Director, Executive Director Corporate
& Investment
Banking; ; Absa Group Limited
(Southern & East Africa) | Director, Investment Banking Coverage; Barclays Bank PLC (London) | Director,
Co-Head of International Debt Finance; Barclays Bank PLC (Lisbon) | Director, Head of Project and Debt
Finance; Banesto, Santander Group (Madrid) | Director, Head of Infrastructure Finance; Caixa-Banco de
Investimento (Lisbon) | Associate Director.